Bowers Capital Management
Can You Fund Your Goals?

What are your goals?

When can we retire?  Will we have enough retirement income?  Will we be able to maintain our standard of living?  Will we outlive our money or will our money outlive us?  How much can we travel during retirement?  Can we afford to pay for college?  Do we have enough life insurance?  Will my spouse have enough  income after I die?


Asset Management

"If you buy any asset without first valuing it, you should admit to gambling. Indeed, any stock picking method that isn't premised on sober appraisal of intrinsic worth is useless, and ultimately degenerates into trial-and-error forecasting."

"The business schools reward difficult complex behavior more than simple behavior, but simple behavior is more effective."

~Warren Buffett


Successful investing does not require inside information or a crystal ball.  What's needed is a sound intellectual framework for decisions and the ability to keep emotions from corroding that framework.  Our focus is on what has always worked instead of what seems to be working today.

We have a huge financial incentive for your accounts to do well and you accomplish your goals.  With a regularly rebalanced asset allocation plan, emotionless method for stock selection, and the willingness to avoid common mistakes, your odds of succeeding rise dramatically.

Your portfolio is comprised of equity strategies that we believe represent the best of fundamental analysis with the best of technical analysis.  We use formulated stock models that keep our emotions out of the stock selection process, which is usually a good thing.

Models have no emotions. They don't have bad days or arguments with spouses or hangovers or mortgages. They pay no attention to colorful stories, fads, press releases or hunches.  It is our belief that disciplined use of these emotionless strategies will grow your assets, which will grow our income.  In down markets, our income declines in the same percentage as your assets.  That is our way of walking the walk.


 

"Models beat human forecasters because they reliably and consistently apply the same criteria time after time. In almost every instance, it is the total reliability of application of the model that accounts for its superior performance."

~James P. O'Shaughnessy