Bowers Capital Management
Financial Planning

  "It wasn't raining when Noah built the Ark."  ~author unknown

 

 

read more

Asset Management

  Be much less concerned with what seems to be working today than what has always worked.

 

 

read more 

Advice

   

"What we learn from history is that people don't learn from history." ~Warren Buffett

read more

Can You Fund Your Goals?

What are your goals?

When can we retire?  Will we have enough retirement income?  Will we be able to maintain our standard of living?  Will we outlive our money or will our money outlive us?  How much can we travel during retirement?  Can we afford to pay for college?  Do we have enough life insurance?  Will my spouse have enough  income after I die?


Financial Planning, Asset Management, & Investment Advice

Whether you are looking to hire an investment advisor or are just curious about goal-based planning, disciplined asset management, and investment advice, take a few minutes to explore our site.

Everything we do revolves around your financial goals.  We employ a customized repeatable process using principles and tools of goal-based financial planning combined with a disciplined investment philosophy.  For you, it means having a realistic well-thought out plan, straightforward strategies, and sound advice.

As a fee-only advisor, our relationship with you is free of conflicts of interests inherent with commission-based advisors and salespersons like stockbrokers.  The cost of our services is on the table from the beginning.  We have a strong financial incentive that you do well.

Call Bill Bowers with questions or to schedule a no-charge introductory consultation.


  1. Independent - Freedom to work for you with no interference from or allegiance to any third party.

  2. Fiduciary - Legally bound, under the Investment Advisor Act of 1940, to place our client's best interest above that of the firm; and we do.

  3. Objective Advice - Straightforward, easy to understand

  4. Fee-Only - Strong financial incentive for you to do well.  One-hundred percent of our revenues come from client management fees.  We have no hidden fees or charges.

  5. Goal-Based Financial Plans - Blueprint for accomplishing your financial goals.

  6. Asset Allocation Planning - The cornerstone of investment returns.

  7. Asset Management - Disciplined, time-tested, sensible methods.  We leave reinventing the wheel to others.  Our focus is on what has always worked instead of what seems to be working today.

  8. An Evaluation of Your Current Portfolio (free) - A thoughtful second opinion.